Zakup mieszkania Kielce. Sprawdź, co musisz wiedzieć przed podpisaniem umowy

Buying an apartment is one of the most important decisions in life. Whether you’re purchasing your first home or investing in a rental property, it’s worth preparing carefully for this transaction. In this article Sylwester Pawlika licensed real estate agent from CKDOM Real Estate Agency Kielceexplains what to look out for before signing an apartment purchase agreement.

1️⃣ Sprawdź stan prawny nieruchomości – Zakup mieszkania Kielce.

The first step before buying an apartment in Kielce should be a thorough check of the land and mortgage registerChatGPT powiedział: It will show you who owns the apartment and whether it is encumbered with a mortgage or easement.

• Section I-O – property details (address, area, location)
• Section II-Sp – owner or co-owners
• Sections III and IV – claims, mortgages, restrictions

The land and mortgage register preview is available free of charge on the website ekw.ms.gov.pl.

2️⃣ Sprawdź stan techniczny mieszkania – Zakup mieszkania Kielce.

Even if the apartment looks attractive, a thorough inspection is essential. Pay attention to the condition of the installations, the tightness of windows and doors, signs of moisture, and the overall finishing quality. It’s worth bringing a professional with you to the viewing, especially when dealing with older buildings.

3️⃣ Lokalizacja ma znaczenie – Zakup mieszkania Kielce.

In Kielce, location greatly affects the value of an apartment. Check the distance from the city center, access to public transportation, and proximity to schools, shops, and medical facilities. CKDOM we advise clients on which neighborhoods have the greatest potential – for example, Ślichowice, Barwinek, Bocianek, or Osiedle Świętokrzyskie.

4️⃣ Zweryfikuj dokumenty od sprzedającego – Zakup mieszkania Kielce.

Before signing the contract, ask for:

• the ownership deed or sales agreement,
• a certificate confirming no outstanding rent or maintenance fees,
• proof of payment for utilities,
• the apartment layout and usable floor area,
• a certificate confirming no debts owed to the housing association or cooperative.

CKDOM experts will help you verify the completeness of the documents and identify any potential inconsistencies.

5️⃣ Umowa przedwstępna – Twoje zabezpieczenie – Zakup mieszkania Kielce.

Before signing the notarial deed, sign a preliminary agreementIt should include a detailed description of the property, the price, the date of the final contract, the amount of the deposit, and the withdrawal conditions. CKDOM provides secure contract templates and legal supervision for every transaction.

6️⃣ Finansowanie zakupu – Zakup mieszkania Kielce.

If you’re buying an apartment with a mortgage, compare offers from several banks. Pay attention to the interest rate, margin, commission, and required insurance. CKDOM cooperates with financial advisors who help you obtain the best financing conditions.

7️⃣ Podpisanie aktu notarialnego – Zakup mieszkania Kielce.

This is the final stage of the transaction. During the signing of the notarial deed, the notary confirms the transfer of ownership. After signing the deed, it’s advisable to prepare a handover protocolwhich includes the meter readings, the handover of keys, and the list of furnishings remaining in the apartment.

8️⃣ Dlaczego warto skorzystać z CKDOM Biuro Nieruchomości? – Zakup mieszkania Kielce.

Buying an apartment is a complex process. With the help of a professional agency:

• you gain legal security,
• you receive complete professional support,
• you have access to verified listings,
• you save time and avoid stress.

CKDOM Real Estate Agency Kielce is a local agency with many years of experience in the real estate market in the Świętokrzyskie region.

Podsumowanie – Zakup mieszkania Kielce.

Buying an apartment in Kielce requires thorough preparation and knowledge of the regulations. It’s worth using the help of a real estate agent who will take care of every detail of the transaction. With professional advice, you’ll avoid mistakes and gain confidence that your investment is secure.

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? Contact Us

CKDOM Real Estate Agency
Solidarity Avenue 5, 25-323 Kielce
tel. 786 221 221
? biuro@ckdom.pl
? www.ckdom.pl

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About the Author

Sylwester Pawlik – a licensed real estate broker (PFRN nr 26546For many years, he has been advising individual and corporate clients on the purchase, sale, and rental of real estate in Kielce and the Świętokrzyskie region. At CKDOM, he is responsible for investment consulting, transaction security, and team training.

? 786 221 221
? biuro@ckdom.pl